Terms of Use

Last Updated: June 4, 2026

Acceptance of Terms

By accessing and using the reef-leap website and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

Services Description

reef-leap provides financial planning and advisory services to individuals and households in Brisbane and surrounding areas. Our services include budget planning, investment strategy consultation, retirement planning, debt management, and tax optimization review.

Use of Website

Permitted Use

You may use our website for lawful purposes related to learning about and engaging with our financial services. You agree not to use our website in any way that:

Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of reef-leap or its content suppliers and is protected by Australian and international copyright laws. You may not reproduce, distribute, or create derivative works from our content without explicit written permission.

Service Terms

No Financial Advice Guarantee

While we strive to provide accurate and helpful financial guidance, the information on this website is for general informational purposes only and should not be construed as professional financial advice tailored to your specific circumstances. All financial decisions should be made after consulting with a qualified financial professional who can assess your individual situation.

Results May Vary

Financial outcomes depend on numerous factors including your individual circumstances, market conditions, and your adherence to recommended strategies. We cannot guarantee specific results or financial outcomes from our services.

Client Responsibilities

When engaging our services, you agree to:

Payment and Refunds

Service fees are as stated on our website and must be paid prior to service delivery unless alternative arrangements have been made. Refund requests will be evaluated on a case-by-case basis and are subject to our refund policy, which will be provided upon service engagement.

Limitation of Liability

To the fullest extent permitted by law, reef-leap and its employees, contractors, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, including but not limited to financial losses, lost profits, or investment losses.

Our total liability for any claim arising from our services shall not exceed the fees paid by you for the specific service giving rise to the claim.

Indemnification

You agree to indemnify and hold harmless reef-leap and its employees, contractors, and affiliates from any claims, damages, losses, or expenses arising from your use of our website or services, or your violation of these Terms of Use.

Third-Party Links

Our website may contain links to third-party websites for your convenience. We do not endorse or assume responsibility for the content, accuracy, or practices of these external sites. Your use of third-party websites is at your own risk.

Privacy

Your use of our website and services is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

Modification of Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to our website. Your continued use of our website after changes are posted constitutes your acceptance of the modified terms.

Termination

We reserve the right to terminate or suspend your access to our website and services at any time, without prior notice, for conduct that we believe violates these Terms of Use or is harmful to other users, us, or third parties, or for any other reason.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of Queensland, Australia, without regard to its conflict of law provisions. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Queensland.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Contact Information

If you have questions about these Terms of Use, please contact us at:

reef-leap
142 Albert Street
Brisbane QLD 4000
Australia
Email: [email protected]